So, it's been over a month since I lost my job and I would like to say that I have a new one, NOT.  I find myself not even looking.  No, no not lazy or depressed, just busy.  I've decided to see if the consultant gig would work for me.  I have over 20 years of experience in my field and maybe, just maybe someone will pay me for that.  Hummmmm, maybe.  We will have to see.  

So over the last 3 weeks I have been mired in the paperwork that goes with trying to start your own home based not home based business.  Do I go sole proprietorship, LLC, Corp S.........ahhhhhhhh.  It is mind boggling that anyone gets a business off the ground.  I have spent endless, mind numbing hours reading through the small business administration website.  Ass numbing and mind numbing, and frustrating.  Many of the links no longer work or take you to some place else.  It makes you want to spit coffee at your computer screen.  Not that I would do that mind you, I bought this computer.  There is quite a bit of information there, some of it out of date, some of it very confusing and some actually helpful.  I have also been searching and reading about the benefits of an LLC and the downfalls of sole proprietorship .  I have finally settled on an LLC.  It separates my personal assets from the company so that if, God forbid I get sued, none of my personal can be taken.  I could go a Corp S as a small business but the paperwork involved was more than I wanted to do right now and it's more expensive to get off the ground.  The other is what to name your business.  Holy smokes, I have agonized over this.  I sent out lists to friends and family to get their opinion.  Before you can apply for anything, this is the question that HAS to be settled first and remember, you are stuck with it unless you want to pay for all the paperwork again!


Still the amount of work to get an LLC off the ground is just under the mind boggling.  The other problem is the order that you need to do everything in.  That took a while to sort out.  Since I am on limited funds, I didn't want to pay someone to do it for me.  I do now have my EIN number (IRS assigns this to you and it is the simplest of everything you have to do, it's all on line), I have sent away to the state for my reserved name, and my state LLC license., once I get that back I can apply for the county Fictitious Business license. What I did find out is that you cannot open a business banking account until you get your state letter of organization.  Some banks want even more than that.  I have been checking all the banks out on line and right now I might go with Wells Fargo.  They seem to be the easiest to deal with.  Bank of America was a pain and rude when I went in to talk with them.  I walked out, the woman was a prissy b@#$#$.  WTF.  Really, you don't need my money. No prob.

Here's the other thing and the reason that I say home based not home based business.  I went and got a private mailbox which is NOT a PO box.  I can use this as my business address as you do not want your home as the business listing if you are an LLC, you can legally tie your home up this way.

So now I'm working on the website.  Who to host, what the website domain should be, should I pay to have someone to set it up or do it myself.  I'm still working on this.  I can't even order the business cards until I get this settled.  Along with the phone.  I've decided to go with Vonage for the phone line.  Since this is just a single person business for now, I'm going to go with the residential since I can forward it to my cell phone. If I decide to get bigger, then I can go with the business option.  I did look into ATT doing the home phone line but Vonage has the best deal (9.99 right now).  Yeah I'm frugal that way too.

That's about it for now.  I'm going to try and update this everyday.

Enjoy life, it's the one you have,

Tammie